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Pool Financing

Looking for help financing your pool project? is affiliated with a network of lenders, banks and credit unions offering pool loans with some of the most competitive and lowest rates in the industry. Want to find if you qualify for a pool loan? Get pre-approved before you apply.

Pool Financing Resources

Apply For Pool Financing

Ready to apply now? Fill out the form below to apply for pool financing.

  • Rates as low as 4.99%.
  • Pool loans as high as $200,000.
  • Terms as long as 20 years.
  • Pool and outdoor living financing programs are available.

Inground Swimming Pool Calculator

Step 1 of 2

  • 1. Region Where You Live

  • The base price of your pool largely has to do with the region where you live.
  • 2. Yard Characteristics

  • Can we access your yard with a large dump truck (approximately 13' wide) if we take down a portion of your fence? If an existing retaining wall, property boundary or large slope prevents that type of access, choose 'No' and we can use smaller equipment.
  • Estimate the slope of the yard in the area where the pool will be built:
  • Do we need to haul away anything such as tree stumps or an existing concrete patio?
  • 3. Pool Basics

  • Estimate the size of pool you would like (the longest points in water).
  • What maximum depth would you like?
  • Will you be adding on a spa and heater?
  • Will you like the spa raised higher than the pool?
  • Which type of plaster would you like?
  • Which type of coping would you like?
  • Which type of tile would you like above the waterline?
  • 4. Deck Options

  • Estimate the size deck you'll want to determine how much concrete you'll need for deck & patio areas.
  • Which type of concrete decking would you like?
  • 5. Features & Accessories

  • $0.00
    Estimate based off the options you've selected.

Do I Qualify For Pool Financing?

Most well qualified buyers with a credit score over 650 will qualify for financing. To determine whether or not you are pre-approved for a pool loan, without a hard credit check, visit our sister site to do a soft credit check before you apply. A pool financing decision engine will determine the best financing partner based on your unique credit situation.

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What Rates Are Available For Pool Loans?

Rates are constantly changing with the market. While we make every effort to keep our website updated with the latest rates and terms, advertised rates may have gone up or down. Advertised rates as low as 4.99% are currently available for all well-qualified buyers with outstanding credit. Consumers with good credit may see higher rates, while consumers with fair credit scores may ultimately pass pre-approval status but ultimately not qualify for the loan amount or the advertised term.

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Can I Get Financing For Other Outdoor Improvements Other Than a Pool?

Our financing partners allow for pool loans as well as other outdoor living and backyard improvements. Depending on the nature of the project, you may ultimately qualify for hundreds of thousands in financing at one of the lowest terms you can find if you have impeccable credit. Consumers with great and good credit scores may also qualify for larger loan amounts at slightly higher rates.

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What is the Maximum Loan Amount I Can Get For a Pool?

The maximum loan amount you can currently get for a pool is $200,000. A swimming pool is an enormous investment and having easy access to pool financing helps alleviate the concern about how to pay for pool construction. Well qualified buyers with good credit can apply with confidence knowing that’s network of financing specialists can get them a pool loan at a low rate with a manageable sized monthly payment they can afford.

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